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Cowboy Credit

Less-than-perfect credit? Start here.

Credit challenges or a limited history? Get to know the credit application and talk with our Wyoming team about your next step.

Seminoe to Alcova scenic byway in Wyoming
“Seminoe to Alcova Byway 4 - Rawlins Field Office,” Bob Wick / BLM Wyoming·CC BY 2.0· Cropped and converted to WebP.

Start with your budget, your needs, or the credit application. You can explore financing before choosing a vehicle.

Search used vehicles

Advertised price includes the $599 documentation fee and title fee, and excludes applicable sales tax and licensing fees.

Pricing and availability detailsINVENTORY, PRICING, AND AVAILABILITY DISCLOSURE: Pre-owned (used) vehicles shown are supplied by participating Fremont Motor Companies dealerships. Advertised price includes the $599 documentation fee and title fee, and excludes applicable sales tax and licensing fees. Licensing fees include registration and license plates. Use taxes, finance charges, and optional products, accessories, service contracts or protection plans are extra. Inventory feeds are reconciled approximately every 4 hours (and suppressed if older than 24 hours); vehicles are subject to prior sale, transfer among participating Fremont Motor Companies dealerships, or correction of typographical/feed errors. A vehicle's physical storage location is not automatically the selling dealership—any participating Fremont dealership may sell an eligible vehicle. Viewing a vehicle or submitting an online credit application or help request does not reserve, hold, or lock the price of any vehicle, nor does it guarantee credit approval.

Live inventory

A clear path. A real person.

You do not have to figure out car financing on your own. See what the application involves, then ask our team about your situation.

  1. Start with financing

    You do not need to choose a vehicle to explore the credit application.

  2. See the application steps

    See what you’ll need, from your contact details to your home and income information.

  3. Talk with our team

    Online credit applications are not available yet. Contact us now for help with financing questions or your vehicle search.

Start my application

Online credit applications are not available yet.

Car-loan questions? Let’s clear them up.

Knowing what to expect makes the next step easier.

Ask our team a question
Can I start with bad credit or little credit history?

Yes. You can ask for help with your vehicle search or financing questions even if you have credit challenges or a limited history. A help request is not a credit application and does not guarantee financing.

Do I need to choose a car before exploring financing?

No. Explore the credit application without a vehicle, browse used cars first, or ask our team for help. Online application submissions are not available yet.

Do I have to live in Wyoming?

You can submit a vehicle-help or contact request from anywhere in the United States. Online credit applications are not available yet.

Does a help request cause a credit inquiry?

No. A vehicle-help or contact request is not a credit application and does not authorize a credit inquiry. Do not send Social Security numbers or credit details through these forms.

Get to know the credit application.

See the steps before choosing a car. Online submissions are not available yet; our team can help with your questions.